The navigator scores each of the four Luxembourg home insurers across the dimensions that match your answers. The algorithm uses official coverage documentation — not commercial partnerships. Your answers are never stored or transmitted. The tool runs entirely in your browser.
Performance formula automatically includes green energy equipment (solar panels, heat pumps, EV chargers) and flood. The most complete single tier in the Luxembourg market.
Widest à-la-carte optional ecosystem. Only insurer with explicit loyer garanti for landlords, plus private life accidents and Art & Passion coverage.
Emergency@home (€400/call, 24/7) included in all base contracts. Accessible online. Theft included in Active base formula. Multi-option discount up to 10%.
Only insurer with flood coverage in both base formulas. Strong baseline guarantees for owners in or near flood-risk communes. Green energy pack with tiered coverage.
Sources: official coverage documentation from LALUX, AXA, Baloise and Foyer · Commissariat aux Assurances Luxembourg (caa.lu). For a full comparison of home insurance in Luxembourg, visit the independent comparison platform Switchr.lu.